A SEPA file bundles several bank transactions into a single document. You import it into your online banking platform to validate all transactions at once. You can include the amounts to be transferred to your clients (owners) and your fees to be paid into your agency's account.
Prerequisite: the transfers and/or fees must have been calculated beforehand.
Steps
In the left-hand menu, click Clients, then Create SEPA files. If your agency's bank details are incomplete, an Add IBAN number window opens to complete them (they are used to receive your fees).
Assign bank accounts. Select the clients you want and link the bank account into which their rents are paid. Click Next.
Amounts to transfer to clients. For each client, the list of amounts to transfer calculated in Smovin appears (the most recent is selected by default). Choose and confirm the amounts to transfer.
Fees to transfer to your agency. For each client, the list of calculated fees appears (the last calculated is selected by default). Choose and confirm the amounts.
Summary. Check the client transfers and the fee transfers: for each, you see the total amount and can edit the predefined communication (structured or free).
Click Confirm. A ZIP file containing your SEPA files in XML format downloads automatically. Unzip it and import the file(s) into your online banking platform.
💡 One SEPA file is generated per issuing bank account. Make sure you import each file into the correct banking platform.